– a lender who quote an APR is equal to or exceeds 100%
– provided the credit for a period of a maximum of 12 months and repayments of the loan is to be made within a maximum of 12 months of the date on which the credit is advanced.
– a high-cost short-term lender must not charge alone or in combination with any other charge under the agreement a payment exceeding or are capable of exceeding 0.8% of the amount of credit provided under the agreement calculated per day from the date which the borrower receives the credit
– excluded lenders are those whom offer their products as either:
i) a home credit loan agreement (home collected credit); or
ii) a bill of sale loan agreement (a logbook loan)
Need something else? Visit our Support Centre. If you need to write to Cash 4 Loans this is our postal address: 1st Floor, 2 Woodberry Grove, Finchley, London, N12 0DR.
The lenders we work with pay us commission for matching the right customers with them. Cash 4 Loans is a broker, we do not lend money. Our sophisticated system uses unique algorithms to match your needs to what lenders are offering. This means you get the very best deal. It works by analysing your details, your preferred agreement and the available products. The commission paid to us is not part of the analytics.
This service is FREE. We DON’T charge our customers a fee. You can be assured that Cash 4 Loans won’t contact you and ask you to send money or buy goods before you receive your loan. And our financial partners will never contact you either. To find out more about cold-callers please see our fraud protection guidance page.